The Summit Federal Credit Union

The Summit Federal Credit Union
Summit Online Access - access your summit accountEn Espanol

Products and ServicesMember ResourcesApply OnlineCurrent RatesYouth ProgramsNews & InformationAbout The SummitHours & LocationsContact UsSite Map


Individual Memberships
Corporate Memberships
Careers







 
  Home Sweet Home Sale!1  


Whether you're buying your first home, looking to refinance your mortgage, or planning a spring project using the equity in your home, we have the perfect financing solution for you. Stop by a branch, visit us online, or call us today to see how we can make your home sweet home dreams come true! 

Mortgages and Refinances: Great rates and $50 CASH gift!


Home Equity Line of Credit with No Closing Costs (For line of credit amounts greater than $50,000): 2.95% six month introductory APR, 3.50% Fully-indexed APR

Stop by your local branch or call our Member Service Center at (585) 453-7030 or (800) 836-SFCU ext. 7030 for more information today!




  The Summit is on Facebook® - Check out our page and become a fan!

We are excited to announce that The Summit is officially on Facebook! Facebook is a FREE service that allows us to connect with our members on yet another level, while keeping you up-to-date on what's happening at your credit union. Click here  to view our Summit Facebook page and become a fan. 

Spread the word and tell your friends and family we're on Facebook now!

 


The Summit routinely offers special sweepstakes and drawings. Check this section of our site frequently for your chance to win.

You must be a member of The Summit FCU to take advantage of its products and services. These offers are subject to change at any time at our sole discretion without notice.
1Membership eligibility required. These are limited time offers and are subject to change without notice. Loans are subject to credit approval and certain limitations may apply. 1 ANNUAL PERCENTAGE RATE (APR) is applicable only to home-equity lines of credit meeting certain requirements. The Introductory APR is used during the first six months after the date the product is opened and is not based on the index and margin used to make later adjustments. After the introductory rate expires, your account will be subject to a variable rate which will be based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the day that any introductory period expires and subsequently on the last Tuesday of the calendar month immediately preceding each change date plus a margin. As of 3/16/10, on a minimum of $50,000.01 line of credit, the fully-indexed APR was 3.50%, based on a Prime Lending Rate of 3.25%. Thereafter, the variable rate is subject to change based on the highest prime lending rate and a margin of +.25%. The APR may not exceed 18.00%. Closing costs (when applicable) include a title search, abstract redate, mortgage tax, filing fees, flood certificate fee, Credit Union attorney fee, and title insurance, and are estimated to range from $495 to $1,500. Property insurance is required. If you opt not to pay the closing costs associated with your line of credit, we will require you to reimburse us for all costs we paid to third parties to open your line of credit unless you keep your account open for at least three years from the date of your line of credit is opened. 2 Offer on home purchases and refinances. Refinances of Summit mortgages and zero closing costs mortgages not eligible. To qualify for the $50 cash gift, you must apply between 3/16/10 - 5/15/10 and close by 9/30/10. You will be responsible for all applicable Federal, State, and local taxes relating to this prize and the use of this prize. Some restrictions may apply. See branch for details. The Summit FCU is an Equal Housing Lender.
 This icon denotes a link to a third party site. Please click here to view The Summit FCU's Third Party Disclaimer.