Debit & Credit Cards

Visa® Debit Cards

summit visa debit card

Get the convenience and security of The Summit Visa® Debit Card

The Summit Visa Debit Card rewards you every time you use it. Funds come directly from your Summit checking account, so the card works as an ATM card for accessing your checking or savings account, a point-of-sale card when making purchases, a debit card for obtaining cash at the register.

Enjoy benefits with your new Visa Debit Card!

  • A variety of fraud protection services, including Visa Card Controls1 and 3DS One-Time Passcodes for authentication4.
  • The option to sign up for our RoundUp Savings account to start saving while you spend.
  • Earn points or cash back on everyday purchases2

Want a Summit Visa Debit Card today? No problem.

Get a new or replacement card at your local branch in just minutes.

Apply Now

Earn up to $150 with a New Debit Card and RoundUp Savings Account

Learn More

Choose the Visa Debit Card with the Right Rewards

Card - My Rewards™ Platinum Card

My Rewards™ Platinum Card


Monthly Fee: $14.95

Earn an average of 5% cash back for only $14.95/month2

  • 3 points per $100 for everyday purchases
  • 5% cash back on average when shopping online along with an average of 50 bonus points per $1002
  • Local discounts & coupons2
  • Exclusive rewards, vacation packages, events, etc.


  • Cell Phone Protection 3
  • Emergency Roadside Assistance 3 events annually; up to $100 per event
  • Hotel and Car Rental Discounts 2
  • Prescription Savings
  • Extended Warranty
  • Buyers Protection


Get a 90 Day Free Trial Discover the Benefits
Card - My Rewards™ Gold Card

My Rewards™ Gold Card


Monthly Fee: $9.95

Earn an average of 3.50% cash back for only $9.95/month2

  • 2 points per $100 for everyday purchases
  • 3.5% cash back on average when shopping online along with an average of 35 bonus points per $1002
  • Local discounts & coupons2


  • Emergency Roadside Assistance 1 event annually; up to $100 per event
  • Hotel and Car Rental Discounts 2
  • Prescription Savings
  • Extended Warranty


Get a 90 Day Free Trial Discover the Benefits
Card - Traditional Debit Card

Traditional Debit Card

A point-of-sale card for making purchases with no monthly cost per card!



  • Easy and convenient for wherever you are
    Fast and secure access to your checking account means you can pay for what you need quickly and safely with your debit card.


Unlock the 90 day free trial by using promo code:
90FREE

Request a Debit Card Today!

Or, to order your Summit Debit Card, stop by any Summit branch or call the Member Service Center at (800) 836-7328.

FEDERALLY INSURED BY NCUA. Membership eligibility required.

*Offer limited to members that have not had a debit card or RoundUp Savings account in the past 120 days or has been paid a promotional bonus in the past 36 months. Limited to 1 cardholder per account (primary cardholder) for up to $75 with a new debit card and RoundUp Savings. You must complete the following to receive the maximum bonus of $75 with a new debit card and RoundUp Savings. To receive the one-time $25 debit card and RoundUp Savings opening bonus you must order a new debit card and open a RoundUp Savings account between 2/1/25 and 3/31/25. To receive the $50 bonus, you must complete 20 point-of-sale transactions post to your account by 5/31/25 and the card and account must remain open through 9/30/25. Please allow 4-6 weeks after meeting qualifications to receive your gift. Earn up to two special one-time bonuses totaling $75 that The Summit will deposit into your RoundUp Savings when your RoundUp Savings account reaches a balance of $250 ($25 bonus) and $500 ($50 bonus). The APY is 0.200% as of 2/1/25, and is subject to change at any time. Please refer to the RoundUp Savings account Terms and Conditions at summitfcu.org/roundup-terms. Cash bonus will be reported, and you will receive IRS Form 1099-INT. Any applicable taxes are the responsibility of the member. Offer subject to change at any time at our sole discretion without notice. The Account Maintenance Fee is waived if you meet certain conditions. See branch for details.

1. While your card is in temporary “off” mode most new purchases and ATM transactions will not be processed. Preauthorized transactions and authorized reoccurring transactions may be approved while the card is in “off” mode. You remain responsible for monitoring all transactions.

2. Cash Back and Bonus Point amounts and Program discounts and Coupon Values vary in the sole discretion of the applicable participating retailer or service provider.

3. Up to $500 per claim. $50 deductible per claim. Provides coverage only for damage rendering the device no longer able to perform the function for which the device is intended (i.e., damage causing a phone not to be able to make and receive calls, etc.)

4. 3DS One-Time Passcode (OTP) is an authentication measure used by financial institutions and 3DS enabled merchants to secure online transactions. By implementing this feature, Members will be able to self-serve the authentication by obtaining a one-time passcode to their mobile device or email address. Entering OTP in online transaction helps to protect against online fraud. It is a secure way to authenticate whether a member who is making an online purchase is the rightful owner of the debit card being used.