Limited Time Offer

It pays to be a member of The Summit!

Make a referral today. We’ll reward you both.

Making a referral is easy!

Tell your friends and family what you love about The Summit.

They can stop by a branch, make an appointment with our Virtual Branch or call us to become a member.

They’ll get $40, and so will you!

Thank you for sharing the love.

Have a question? Check out the answers to some of the most frequently asked questions below:

Once the person you referred opens their new account, you will receive the $40 gift within 7 business days, which will be deposited into your Summit Primary Savings account.

Existing members may refer up to 20 eligible new members. Meaning you can earn up to $800.

The person you are referring will need to have your name, address, email or phone number so we make sure you get your $40 gift when they open their new account.

If you’re an employee, retiree or volunteer of one of our member groups.

If you’re an immediate relative of or share a permanent residence with a member or potential member of The Summit.

Or if you live, work, worship, volunteer or attend school within the geographic boundaries of:

  • Amherst – Town of Amherst
  • Buffalo – City of Buffalo
  • Cortland County
  • Geneva – City of Geneva
  • Henrietta – Town of Henrietta
  • Rochester – City of Rochester
  • Syracuse – City of Syracuse
  • Tonawanda – City or Town of Tonawanda

Membership eligibility required. The criteria below must be met by the new member for both parties to receive the $40 gift. NEW MEMBER: To be eligible for the offer, you must establish a new Summit Primary Savings Account between 8/19/24 and 12/31/24. Once your new account has been opened, the $40 gift will be deposited into your Summit Primary Savings account within 7 business days. This promotional offer is only available to Primary Savings account holders who have not previously been a member and is limited to one account per member. EXISTING MEMBER: You must be in good standing with us to receive your $40 gift, which will be deposited into your Summit Primary Savings account within 7 business days of the referred member’s Primary Savings account opening. Existing members may refer up to 20 new members. Offer excludes Estate and Safari Club accounts. This offer is subject to change at any time without notice. Offers may not be combined. The $40 gift is considered interest and is reportable on IRS Form 1099-INT. You will be responsible for all applicable federal, state, and local taxes relating to the $40 gift.