Calculate Your Savings

Already a Summit Cardholder?

Complete your transfer in minutes. Log into Online Access > Select Credit Cards > Choose Balance Transfer > Click Balance Transfer > Complete the Balance Summary page > Confirm & select Submit Request

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You can also submit the online form or fill out the PDF.

Not a Summit Cardholder yet?

Discover the benefits. Find the Summit Visa® Credit Card that fits your lifestyle.

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Enjoy Low Rates

Get an 5.95% APR on balance transfers, plus regular rates as low as 10.75% APR.

Simplify Your Payments

Transfer multiple balances into one monthly payment, simplifying your finances.

Pocket More Savings

With no balance transfer fees and low rates, the savings go right into your pocket.

Let’s Transfer Your Balances Today!

If you have any questions or would like help starting the process, please fill out the form below, visit any Summit branch or contact our Member Services at (800) 836-7328.

Visa Balance Transfer Inquiry

      Federally insured by NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. 

      Promotional APR available on qualified balance transfers posted between 1/1/25, through 3/31/25 for Gold, Platinum, Signature, Classic and Secured credit cards. Credit Cards opened from 6/1/24-8/31/24 are excluded from promotional APR offer. Promotional APR of 5.95% ends 180 days after the date of balance transfer. After that, your regular APR will be applied to any unpaid balances. For example, if your balance transfer is made on 1/16/25, the 5.95% promotional rate will be valid on that balance transfer through 7/15/25. You can view your billing cycle date and regular APR on your credit card statement. Minimum of $100 per balance transfer. Internal balance transfers do not qualify. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. As of 1/1/25, APRs range from 10.75% to 18.00% and are subject to change. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. Limited to members in good standing. A $75 Annual Fee applies to Visa Signature Credit Card.