Insights and tips to help you with your finances, plus information from The Summit’s community partners.
March 22, 2024
By Dawn Kellogg Although our goal should always be to accurately prepay our taxes, there will be those times when you either get money back or have to fork out. How do you handle these situations? Using Your Tax Refund Wisely If Uncle Sam sent you a nice check in the mail, your first inclination might […]
March 18, 2024
Last week I had the honor to join credit unions from across the country at America’s Credit Unions at the Governmental Affairs Conference (GAC) in Washington, DC.
March 8, 2024
Spring cleaning is that annual ritual that can make us feel refreshed. We dust off the cobwebs and we air out our rooms. We purge our closets and pantries. But what about incorporating a spring clean for your finances? Surely, they can use a little TLC, too?
February 21, 2024
Congratulations! You’ve just landed your first “real” job! You’re excited, thinking about having that first regular income and all the benefits that are included. Take a little time to bask in the joy of this accomplishment – you deserve it! As you are planning for that first day, there are a few things to keep in mind regarding your short and long-term financial goals.
February 8, 2024
Hopefully, you’ve spent your 20s building a good solid financial foundation. Now that you’ve reached your 30s, here’s your chance to use this time to build and protect your wealth.
January 25, 2024
We encounter QR codes every day. Those strange squares made up of a unique pattern of micro-squares inside them appear in ads, on your favorite TV morning or talk shows, on receipts for things we purchase, on tables at restaurants, on beverage cups at your favorite fast-food outlet – everywhere.
January 12, 2024
We have annual checkups for our physical health, so why not take care of your financial health and do a financial checkup at the beginning of the year? This annual assessment might include taking an in-depth look at your credit card balances. If you carry over a balance, consider transferring some of those to a lower rate card.
January 4, 2024
As we enter the New Year, I have started to outline The Summit’s major 2023 accomplishments in preparation for our spring Annual Meeting. Reflecting upon the past year, I am reminded how much The Summit gives back to our local communities and the possibilities 2024 holds.
December 28, 2023
The prevalence of self-care messaging reminds us to nurture our physical and mental well-being—with mindfulness practices, exercise routines, and virtual detoxing. But what about financial self-care?
When we cultivate positive money habits and plan for our future we are (quite literally) investing in ourselves. Financial self-care is rooted in self-awareness, discipline, and intentionality. Here are several ways you can practice financial self-care, starting now.
December 22, 2023
The Homebuyer Dream Program (HDP) can make first time homebuying a reality with a $10,000 grant through the Federal Home Loan Bank of NY that includes $9,500 towards a down payment and closing costs and $500 towards homeownership counseling. The best part? The money doesn’t have to be repaid because it is a grant.
December 19, 2023
Savings, checking, and other accounts offered by your financial institution are important tools that impact your overall financial wellness. To improve confidence around healthy account practices, it’s important to understand the ins and outs of overdraft fees (or “Courtesy Fees” as they are known at The Summit).
December 1, 2023
Our phone system will be upgraded soon, offering better service than ever before. Our new phone system will offer capabilities to get you speaking to a live person as quickly as possible. These features are user-friendly and aim to get you to the right representative for your specific questions.
